What is a Dental Discount Card?
In general, a Dental Discount Card gives you access to discount dental plans - a low cost alternative to dental insurance. Especially for families in the lower income bracket dental care services become more affordable with discount dental cards. A dental plan is similar to a club you join where we have a section of providers and consumers. In a discounted dental plan, the providers have agreed to provide the services at a discounted rate. Savings range from 10% to 60% for most dental procedures. As a consumer, one just has to display his or her dental discount card while visiting the provider. These discounted dental plans do not purport to a private dental insurance in any way, they are just discount programs. Unlike with insurances you are paying the dentist for all services directly - just at a discounted rate.
Choosing a Dental Discount Plan
While making a decision on a dental discount card, it is important to be fully informed so that one can make a confident decision. Besides keeping the cost and benefits offered in mind, the number of dentists covered under each particular plan is an important factor. Joining or buying in any of these plans is easy and quick; you just have to pay the fee using your credit card or electronic check and get the package online, in a matter of minutes. You can print your membership card using your printer and use it. Many of these packages come with a 30 day money back guarantee, which means if you are not satisfied with the package or services, you can get your money back within 30 days without any questions being asked.
Many discounted dental plans offer ways to save on more than dental care, offering discounts on pharmacy prescriptions, vision etc. Keep these in mind while comparing the plans.
Using your Dental Discount Card
After you join a discounted dental plan you can download and print your dental discount card from the online members area. Benefits for most discounted dental plans are activated within 3 days from joining. This is probably one of the key advantages as compared to a regular private dental insurance plan that often require waiting periods of up to a year.
Another big advantage of discounted dental plans is the fact that there are no health restrictions, no anual limits - you can start saving immediately.
When you use the discounted dental plan, make sure you call the empanelled provider dentist for an appointment. When you reach the dentist to keep your appointment, make sure you show the discount dental plan card to the receptionist to avoid confusion, it will ensure that you are charged the discounted rate in the first place.
The payment at the discounted rate is to be made at the time of taking the service. There are no hassles of paperwork as in insurance plans.